Ariane Holtschlag, 35, was named to the American Bankruptcy Institute’s (ABI) “40 Under 40” honoring innovators, disruptors, and rebels who represent the future leaders in the insolvency industry. A leader in FactorLaw’s sophisticated Consumer Bankruptcy Practice, Ariane provides effective and client-centered advice and solutions to individuals and families facing financial distress. Her practice in the consumer insolvency bar is broad-based and comprehensive. She provides innovative solutions to consumers in cases under chapters 13, 7 and 11 and to chapter 7 bankruptcy trustees.